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Jamie Harrison
Raleigh Real Estate Agent, Broker, REALTOR®
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Raleigh REALTOR®
Contact me:
email: jamie@reganco.com
Mobile: (919)271-6739
Fax:(866)764-3311
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The Importance of a Home Inspection?
- Evaluation of the property to find any problems that could affect the value of the property
- Help you to find out if there are any repairs you want the seller to make
- Should have the entire house examined for structural and mechanical problems
What Should the Inspection Examine?
- Heating & A/C unit
- Electrical
- Plumbing
- Wood Destroying Insects
- Exterior Construction
- Structural Integrity of the property
Importance of a Home Warranty
In addition to a home inspection, getting a home warranty can also be helpful. The seller may offer a warranty with the sale of the house, if not you can buy one.
What Does a Home Warranty provide?
- Coverage, before, during, and after the sale
- Makes your repair process easier
- Protects against unexpected repair costs
- Gives you assurance and peace of mind
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BUYING A RALEIGH HOME
Whether it is buying your first home in Raleigh, moving into your dream home in Cary, downsizing or upsizing, moving is a roller coaster filled with emotion. Add that to the fact that you might be relocating here from another area and the apprehension and excitement builds even more!!
Let me help you make this experience as smooth as possible!
Why do you need a Raleigh real estate agent?
I will work on your behalf to protect & promote your best interest: maintain loyalty to you; follow your lawful instructions; give you all material facts that could influence your decisions; use reasonable care, skill, and diligence; and account for all monies they handle for you.
I will be there to guide you through every step of the home buying process. I have many resources available to help you through the home buying maze.
Sign up for the "1st to Know" program and have your customized home search sent directly to your email. CLICK HERE FOR INFO.
Did you know that if you buy a home and want a fence installed in Raleigh, you can many times have the cost of the fence included into your mortgage loan? Be sure to ask me about this!
Interested in setting up a time to meet to talk about your Raleigh Real Estate and Relocation needs? Contact me!
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Top 10 Reasons to Hire a Raleigh Real Estate Agent
- Education & Experience
- Agents are buffers
- Neighborhood Knowledge
- Price Guidance
- Market Conditions Information
- Professional Networking
- Negotiation skills & Confidentiality
- Handling the volumes of paperwork
- Answer questions after closing
- Develop Relationships for future business
Tips for 1st Time Home Buyers
- Finances- Get a copy of your credit report & make sure there are no errors
- Learn about the mortgage industry & become familiar with the different loan products
- Get pre-approved for a mortgage
- Think seriously about your housing wants & needs--make a list
- Learn about working with a Real Estate agent--Contact me!
- Make an offer--I will be there every step of the way to help
- Inspections & other tests:
- Home Inspection
- Radon
- Mold/Mildew
- Well water
- Septic
- Termite
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So you want to buy a home? Now what? Do you do it by yourself? Where do you turn?
Well I can help!
- Call me 919-271-6739 or email me Jamie@ReganCo.com and lets talk!
- During our conversation I will ask you a ton of questions about your needs & wants
- Have you talked to a mortgage professional? If not, I can recommend someone that I have experience working with. In order to buy real estate, you need to know how much home you can pre-qualify for. This will help narrow down the search of homes & make sure none are excluded & that we don’t waste time searching for homes that are way out of reach.
- Location, do you want to be in Raleigh, Wake Forest, Morrisville, Cary, Apex, Durham, Chapel Hill, Inside the beltline? City limits? In the country? Subdivision?
- Home specific things that you need or want. Garage, # of bedrooms, acreage, formal spaces, ranch, 1st floor master, subdivision specifics like pool or tennis courts, anything that is of interest to you or really important to your choice in home should be talked about.
- Are you looking for a single family home, townhome, or condo? New construction? Older? Fixer upper? Move in ready? Foreclosure?
- What is your time frame? I have my things packed and ready to go, when I find something I like, ehhh..no rush?
- Do you have a home to sell first?
- After our conversation, I will do searches for you and send you listings that fit your criteria. When new wants/needs arise let me know and I will tweak the searches to fit.
- After seeing the listings I send or may have found driving by a home or scouring the internet and you see something you like…the REAL fun part starts! We go see the houses!!
- Now you absolutely fell in LOVE with a house and HAVE to have it! GREAT!
- I will write an NC offer to purchase after we discuss things like price, closing costs, home warranty, closing date. At this point you should also make sure you are pre-qualified for a mortgage and have the pre-qual letter from the lender to provide with the offer.
- We then submit our offer to the seller of the property and the negotiating begins
- I will work hard to negotiate on your behalf to get you the best contract.
- When all is agreed upon, there is now a contract
- It will then be time to set up the inspections, get the closing scheduled and contact the lender to get started on financing
- Typical inspections are:
- Home Inspection ($275-$425)
- Radon test ($125-150)
- Pest Inspection ($75-85)
- Well & Septic
- The inspectors will each give a report of their finds and recommendations of repairs. From that list we will develop of list of repairs that we would like the sellers to complete. There are several ways the sellers can answer, they can chose to do nothing, to fix some or all of the request, or maybe offer money in lieu of repairs. I will work with you to make sure you are comfortable with the repair agreement.
- Typical time from contract to closing is approximately 45 days. During this time I will be in constant contact with your lender, attorney and the other agent to make sure everyone is moving towards the same goal, closing on your home.
- The day before closing or the morning of closing we will do a final walk-through to make sure all repairs are complete & that the home is in the same condition or better then it was when it was first viewed. .
- The closing takes place at an attorney’s office and paperwork will be signed and the keys will be handed over.
Congratulations you now own a home!! |
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